Drowning in credit card debt? The right debt relief company can negotiate your balances down — but the wrong one can make things worse. We ranked the top firms on track record, transparency, and client outcomes so you can get help with confidence.
Program minimums and fees shown as of October 2026 and change — always confirm current terms during your free consultation.
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Take the 60-second quizEvery company gets a score from 0 to 5. Our analysts weigh what matters most to people in debt:
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Advertiser disclosure: Many or all of the products featured here are from our partners who compensate us. That may influence which products we write about and where and how they appear on a page. It does not influence our evaluations. Our ratings are set by our editorial team using the published methodology above. Partners cannot pay for favorable reviews, higher ratings, or better placement.
Many or all of the products featured here are from our partners who compensate us. That may influence which products we write about and where and how they appear on a page.
It does not influence our evaluations. Our ratings are set by our editorial team using the published methodology above. Partners cannot pay for favorable reviews, higher ratings, or better placement.
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