Lincoln Life Variable Annuity Account N has announced an update to its rate sheet, which will take effect on November 6, 2026. This update is significant as it outlines the rates and percentages for their 4LATER Select Advantage rider, which is crucial for potential clients considering their investment options.

Lincoln Life Variable Annuity Account N, an investment entity based in Fort Wayne, Indiana, operates under the Central Index Key of 0001048606. The company is primarily involved in the variable annuity market, which is a segment of the financial services industry that allows individuals to invest for retirement while receiving certain guarantees. Recent filings include multiple updates on November 6, 2026, with the latest being a Form 497.

The filing states, "This Rate Sheet Prospectus Supplement provides the rates and percentages for the 4LATER Select Advantage rider. This Rate Sheet must be retained with the current prospectus." Additionally, it notes that the new rates will apply for applications and/or election forms signed on and after November 16, 2026. The rates can be changed at any time, with new rate sheets becoming effective at least 10 days after being filed.

This update may affect current and potential customers of Lincoln Life Variable Annuity Account N, as the new rates could influence their decisions regarding annuity purchases. The changes may also prompt competitors in the variable annuity market to reassess their own offerings to remain competitive.

As for what’s next, the filing does not specify any upcoming actions or further filings related to these changes. However, interested parties can access the most current rate sheet and additional information through Lincoln's website or by contacting their financial professionals.